Terms of Use & Evidence Disclaimer

Last updated: 15 November 2026 · Built by Ngwanu Tech (CAC BN 9996099), Lagos, Nigeria.

1. Not legal advice or a refund guarantee

Consumer Evidence Wallet is an organization and record-keeping tool. Nothing on this website or inside exported PDF packs is legal advice, and using the platform does not guarantee that a seller, bank or regulator will issue a refund or replacement. For formal legal disputes, consult a qualified Nigerian lawyer or use official channels such as the FCCPC.

2. Upload-time SHA-256 timestamps & authenticity

When you upload a receipt, transfer slip or chat screenshot, the server records the upload timestamp and generates a SHA-256 fingerprint of that submission. This proves the record has not changed since the moment it was saved in your vault. It does not verify whether a third-party file was edited before you uploaded it. Uploading fabricated evidence is strictly prohibited and may result in immediate account termination.

3. Consent for imported messages

Only upload conversations, invoices or photos from transactions where you were a party or hold lawful permission to retain the record for personal protection or dispute resolution.

4. Payments and refunds

Paid pilot subscriptions (₦2,500/year) are processed via Paystack. If you experience a billing issue or cancel within 14 days without having exceeded the free tier limits, contact ngwanutech@gmail.com or WhatsApp 0707 008 9000 for a full refund review.